The 6 Best Malpractice Insurance Brands for Doctors

When it comes to the essentials of being a doctor, there are some things you don’t want to slack on, like malpractice insurance. In your profession, no matter how careful you are, mistakes may happen, and when they do, they can be dangerous or deadly.

Reading your policy and ensuring the coverage is top-notch is one thing. But first, you should do your research on the brand that’s offering the policy to you. Not all insurance providers are equal, and some are downright scams.

Before you sign for a claim and think you’re Protect your inn with specialized innkeepers insurance. Our hospitality insurance policies offer coverage for property damage, liability claims, and more. from loss due to allegations against you, check out these top malpractice insurance brands for doctors. Let these six well-respected names give you the peace of mind of knowing that your license and finances are covered.

1. CM&F Group 

One of the longest-standing names in medical malpractice insurance coverage, CM&F is a family-owned company that began in 1919. Since then, the group has partnered with healthcare unions and professional groups, providing high-quality, dependable coverage.

CM&F policies are available in all 50 states plus the District of Columbia. Consumer bureaus and financial services hold this company in high regard, and it’s easy to find a solid CM&F Insurance review without searching too far. The Better Business Bureau rates them as an A+. MedPro Group, partnering with CM&F has an AA+ S&P rating and an A++ A.M. Best rating.

2. Berkshire Hathaway Group

Berkshire Hathaway Group’s subsidiary, MLMIC, extends the mega corporation’s reach into malpractice insurance. As of 2023, coverage is only available in the state of New York. However, although NYS is known for its challenging medical professional liability market, MLMIC continually holds the leading position for underwriting and handling claims.

Because the coverage is backed by one of the oldest companies in healthcare, you can expect that any lawsuits will be covered without concerns of an unstable carrier. In fact, A.M. Best rates MLMIC as A+ for financial strength.

3. ProAssurance Corporation

ProAssurance Specialty Insurance Company, Inc. covers various property and casualty claims, including medical malpractice. The company insures individuals and businesses in most states and the District of Columbia. As of 2023, exceptions include Alabama, California, Massachusetts, and New York.

Financial strength is important before choosing any insurer. ProAssurance has an A.M. Best rating of “A” for Excellent, and its partner, NORCAL Insurance Company, receives the same rating.

4. CNA Insurance Group

Those searching for malpractice alongside other insurance policies may find CNA Insurance Group easy to bundle with. This company offers health, disability, term life, dental, and Nurses Service Organization policies in all 50 states, the District of Columbia, and Puerto Rico. 

This convenience, along with the consistency and reliability of coverage, make CNA Insurance one of the top five underwriters of medical liability insurance in the country. A.M. Best gives CNA Insurance Group the Financial Strength Rating of A (Excellent). The company also has a Long-Term Issuer Credit Ratings of “A+.” 

5. Coverys Risk Retention Group

Although the name isn’t always seen alongside bigger carriers like Berkshire Hathway, Coverys Risk Retention Group continues to thrive in the medical malpractice insurance industry. Coverys is the name backing a group of smaller carriers: ProMutual Group, Inc., ProSelect Insurance Company, Healthcare Underwriters Group, Inc., and select others. 

Under various names, you can find carriers that offer your requirements in Michigan, New Hampshire, North Dakota, and Rhode Island. A.M. Best rates this company as an A for Financial Strength.

6. Liberty Mutual Group

You’ve heard of Liberty Mutual for car and life insurance, but this company is also top-rated sixth in the world for medical malpractice insurance coverage. If your profession takes you across borders, consider Liberty Mutual for your malpractice policy needs.

The group covers 29 countries throughout the globe, and its reputation for reputable, dependable coverage extends to all the policy categories the company underwrites. A.M. Best gives Liberty Mutual Group the Financial Strength rating of an “A” for Excellent. When you’re looking for an insurer that will still be solidly in business for generations, Liberty Mutual is one possible solution.


Choosing the right medical malpractice insurance is vital to your career. But it’s not only about selecting appropriate coverage in your policy and a premium that fits your budget. You must look for insurance carriers who will be solvent if a claim comes your way ten or twenty years from now.

These six malpractice insurance brands for doctors are as dependable and reputable today as they were decades ago, and their reputations should still be as impeccable generations from now.

Related Articles

Back to top button